Terms of Use

1. Introduction

Welcome to the website of NYAMUGUSHA NGALO ("we," "us," "our"). These Terms of Use ("Terms") govern your access to and use of our website and all associated content, services, coaching programs, educational materials, and learning resources provided through this platform.

By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of our website immediately.

NYAMUGUSHA NGALO is located at 11 Bd Paul-Emile Victor, 92200 Neuilly-sur-Seine, France. You may contact us by email at [email protected].

2. Definitions

• "Website" refers to all web pages, content, and functionality provided by NYAMUGUSHA NGALO through this domain.
• "User," "you," "your" refers to any individual who accesses, browses, or uses the website.
• "Services" refers to all coaching education programs, personal development courses, learning resources, downloadable materials, and educational content provided through our website.
• "Content" refers to all text, images, graphics, icons, data, information, materials, and other resources available on the website.

3. Eligibility

You must be at least 18 years of age to use our website and participate in any of our coaching or personal development education programs. By using this website, you represent and warrant that you meet this minimum age requirement and have the legal capacity to enter into a binding agreement.

Our programs are designed for adults across Canada who are interested in personal development, coaching education, leadership skills, communication training, productivity improvement, and structured self-growth. While our services are offered to participants throughout Canada, our legal entity is registered in France.

4. Nature of Services

All coaching programs, workshops, consultations, downloadable materials, worksheets, templates, and learning resources provided by NYAMUGUSHA NGALO are offered solely for educational and informational purposes.

Our services do not constitute and should not be interpreted as financial, legal, medical, psychological, business, employment, or guaranteed career advice. We do not hold ourselves out as licensed therapists, psychologists, financial advisors, legal professionals, or medical practitioners.

Participation in our coaching and personal development programs does not guarantee personal, professional, career, business, financial, health, relationship, or lifestyle outcomes. Results and experiences vary from person to person and depend on individual effort, circumstances, and many other factors beyond our control.

Invited specialists, experts in their subject areas, and educational contributors participate exclusively in educational capacities. Their involvement does not create a client-professional relationship in any regulated profession.

5. Use of the Website

You agree to use our website only for lawful purposes and in a manner that does not infringe upon or restrict the rights of others. Specifically, you agree not to:

• Use the website in any way that violates applicable local, national, or international laws or regulations.
• Attempt to gain unauthorized access to any part of the website, its servers, or any connected databases or systems.
• Transmit or distribute any viruses, malware, worms, trojans, or other harmful or disruptive code.
• Use automated systems, scripts, bots, or scrapers to access, extract, or collect data from the website without our prior written consent.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.
• Reproduce, duplicate, copy, distribute, sell, resell, or otherwise exploit any content or materials from the website for commercial purposes without our prior written authorization.
• Interfere with or disrupt the proper functioning of the website or its associated infrastructure.
• Harass, abuse, or harm other users of the website.

6. Intellectual Property Rights

All content, materials, designs, logos, trademarks, service marks, trade names, text, graphics, images, videos, software, and other intellectual property displayed on or made available through our website are the exclusive property of NYAMUGUSHA NGALO or its content suppliers and are protected by applicable intellectual property laws, including copyright, trademark, and other proprietary rights under French and international law.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the website and its content for personal, non-commercial, educational purposes only. This license does not include the right to:

• Modify, adapt, or create derivative works from any content on the website.
• Download, copy, reproduce, or redistribute content for commercial use.
• Use data mining, robots, or similar data-gathering tools on the website.
• Remove, alter, or obscure any copyright, trademark, or other proprietary notices.

Any unauthorized use of the website content may violate copyright, trademark, and other applicable laws and could result in legal action.

7. User Submissions

When you submit information through our contact forms, request information forms, or any other communication channels on the website, you grant NYAMUGUSHA NGALO a non-exclusive, royalty-free, perpetual, irrevocable right to use, reproduce, and process such information for the purposes of responding to your inquiry and providing our educational services.

You are responsible for ensuring that any information you submit is accurate, truthful, and does not violate any third-party rights. You must not submit any content that is defamatory, obscene, illegal, or otherwise objectionable.

8. Program Enrollment and Participation

Enrollment in our coaching education programs is subject to availability and our discretion. We reserve the right to accept or decline enrollment requests, modify program schedules, change program content, or discontinue programs at any time without prior notice.

By enrolling in any of our programs, you agree to participate in good faith, follow the provided curriculum, and treat all other participants, specialists, and staff with respect and professionalism.

Specific terms related to program fees, payment schedules, refund policies, and cancellation procedures will be communicated to you separately during the enrollment process and shall form part of these Terms.

9. Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy, which describes how we collect, use, store, and protect your personal data in accordance with the General Data Protection Regulation (GDPR) (EU Regulation 2016/679) and applicable French data protection laws, including the French Data Protection Act (Loi Informatique et Libertés).

By using our website, you acknowledge and consent to the data processing practices described in our Privacy Policy.

10. Cookies

Our website uses cookies and similar tracking technologies to enhance your browsing experience. For detailed information about the types of cookies we use, their purposes, and how you can manage your cookie preferences, please refer to our Cookie Policy.

11. Third-Party Links

Our website may contain links to third-party websites, resources, or services that are not owned or controlled by NYAMUGUSHA NGALO. We do not endorse, monitor, or assume any responsibility for the content, privacy policies, practices, or availability of any third-party websites or resources.

Your interactions with third-party websites are solely between you and the respective third party. We encourage you to review the terms of use and privacy policies of any third-party website you visit.

12. Disclaimers

The website and all content, services, and materials provided through it are offered on an "as is" and "as available" basis without any warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

NYAMUGUSHA NGALO does not warrant that:

• The website will be available at all times, uninterrupted, or error-free.
• The content on the website is accurate, complete, reliable, current, or free from errors.
• The website or its servers are free from viruses or other harmful components.
• Any particular results or outcomes will be achieved through participation in our programs.

All coaching programs, educational materials, and learning resources are provided solely for educational and informational purposes. They do not replace professional advice from qualified practitioners in any regulated field.

13. Limitation of Liability

To the fullest extent permitted by applicable law, NYAMUGUSHA NGALO, its directors, officers, employees, affiliates, agents, contractors, specialists, contributors, and licensors shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or in connection with:

• Your access to, use of, or inability to access or use the website or its content.
• Any conduct or content of any third party on or through the website.
• Any content obtained from the website.
• Unauthorized access, use, or alteration of your transmissions or content.
• Your participation in any coaching or educational program offered through the website.

In no event shall our total aggregate liability to you for all claims arising out of or relating to these Terms or your use of the website exceed the amount you have paid to us, if any, in the twelve (12) months preceding the claim.

14. Indemnification

You agree to indemnify, defend, and hold harmless NYAMUGUSHA NGALO, its directors, officers, employees, affiliates, agents, contractors, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable legal fees) arising from or related to: (a) your use of the website; (b) your violation of these Terms; (c) your violation of any rights of a third party; or (d) any content you submit or transmit through the website.

15. Modifications to the Terms

We reserve the right to modify, update, or revise these Terms at any time at our sole discretion. When we make changes, we will update the "Last updated" date at the top of this page. Material changes may also be communicated through a prominent notice on our website.

Your continued use of the website after any changes to these Terms constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically to stay informed about the conditions governing your use of our website.

16. Modifications to the Website and Services

We reserve the right to modify, suspend, or discontinue any part or all of the website, its features, or our services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the website or its services.

17. Termination

We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.

Upon termination, your right to use the website will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, disclaimers, limitations of liability, and indemnification.

18. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

19. Waiver

The failure of NYAMUGUSHA NGALO to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of NYAMUGUSHA NGALO.

20. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and NYAMUGUSHA NGALO regarding your use of the website and supersede all prior and contemporaneous agreements, communications, and proposals, whether oral or written, between you and us.

21. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the French Republic, without regard to its conflict of law provisions.

Any disputes arising out of or in connection with these Terms, including their validity, interpretation, performance, or termination, shall be submitted to the exclusive jurisdiction of the competent courts of Nanterre, France. This choice of jurisdiction does not deprive consumers residing in the European Union of any mandatory consumer protection provisions applicable under the law of their country of habitual residence.

22. Contact Information

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us: